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Choosing the right agent is crucial to a successful buying experience. Your agent will be by your side every step of the way, helping spearhead your search and providing crucial feedback and input as you find the perfect home.
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The first step before beginning your search is to be pre-approved for a mortgage (unless you are paying for the property in cash). Your agent can connect you with a licensed mortgage broker. Based on your income and credit history, the mortgage broker will determine how much a bank will lend you, which will help you determine the price range for your search.
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Join your agent for viewings, property tours and open houses. See a range of neighborhoods and property types to help determine your ideal location, home features
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Once you’ve selected a home, you may place an offer, which is a non-binding agreement for the purchase of the home. If your offer is lower than the list price, the seller will likely return with a “counter offer,” which you can accept, reject or counter. Your agent will represent you at the negotiating table to help reach an agreement with the seller on final price and contract terms, keeping you informed throughout the entire process.
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Take the time to analyze the contract of sale, disclosures and other documents with your attorney and/or agent. Your attorney and/ or agent’s job is vital to protecting your interests and understanding the disclosure package.
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Work with your agent to submit your final offer, which includes the contract and disclosure package.
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Once price is agreed upon, you are one step closer to becoming a home-owner.
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Typically scheduled at least a week before closing, the goal of a final walk-through is to ensure the property’s condition has not changed since your previous visit, that all agreed-upon repairs and improvements have been made, and the terms of your contract will be met.
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Congratulations, the home is yours.
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